Call reports 2023
RED RIVER BANK — 2023
What RED RIVER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,029,893,000 | 3,026,535,000 | 3,065,416,000 | 3,128,285,000 |
| Total loans | 1,923,896,000 | 1,952,217,000 | 1,950,954,000 | 1,994,164,000 |
| Allowance for loan losses | 20,854,000 | 21,085,000 | 21,183,000 | 21,336,000 |
| Securities available for sale | 611,794,000 | 588,478,000 | 529,046,000 | 570,092,000 |
| Securities held to maturity | 149,417,000 | 146,569,000 | 143,420,000 | 141,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,740,957,000 | 2,672,736,000 | 2,767,760,000 | 2,807,403,000 |
| Interest-bearing deposits | 1,669,425,000 | 1,671,445,000 | 1,782,274,000 | 1,879,943,000 |
| Noninterest-bearing deposits | 1,071,532,000 | 1,001,291,000 | 985,486,000 | 927,460,000 |
| Equity capital | 266,420,000 | 273,927,000 | 273,347,000 | 297,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,733,000 | 56,252,000 | 86,581,000 | 118,623,000 |
| Interest expense | 4,823,000 | 11,784,000 | 21,383,000 | 32,130,000 |
| Net interest income | 22,910,000 | 44,468,000 | 65,198,000 | 86,493,000 |
| Noninterest income | 5,033,000 | 11,841,000 | 18,397,000 | 24,295,000 |
| Noninterest expense | 16,026,000 | 32,702,000 | 49,556,000 | 66,138,000 |
| Provision for loan losses | 0 | 300,000 | 485,000 | 735,000 |
| Pretax income | 11,948,000 | 23,275,000 | 33,409,000 | 43,901,000 |
| Income tax | 2,203,000 | 4,371,000 | 6,292,000 | 8,267,000 |
| Net income | 9,745,000 | 18,904,000 | 27,117,000 | 35,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,415,000 | 342,074,000 | 349,287,000 | 356,804,000 |
| Total capital | 354,711,000 | 363,601,000 | 370,912,000 | 378,582,000 |
| Risk-weighted assets | 2,039,191,000 | 2,056,455,000 | 2,067,529,000 | 2,103,329,000 |