Call reports 2022
RED RIVER BANK — 2022
What RED RIVER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,211,956,000 | 3,120,451,000 | 3,059,057,000 | 3,082,034,000 |
| Total loans | 1,747,667,000 | 1,846,109,000 | 1,881,205,000 | 1,916,785,000 |
| Allowance for loan losses | 19,244,000 | 19,395,000 | 19,953,000 | 20,628,000 |
| Securities available for sale | 810,804,000 | 651,125,000 | 609,748,000 | 614,407,000 |
| Securities held to maturity | 0 | 159,562,000 | 154,736,000 | 151,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,940,301,000 | 2,861,938,000 | 2,807,661,000 | 2,809,450,000 |
| Interest-bearing deposits | 1,746,592,000 | 1,668,414,000 | 1,624,337,000 | 1,705,791,000 |
| Noninterest-bearing deposits | 1,193,709,000 | 1,193,524,000 | 1,183,324,000 | 1,103,659,000 |
| Equity capital | 251,825,000 | 241,194,000 | 231,646,000 | 254,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,009,000 | 42,507,000 | 67,393,000 | 94,375,000 |
| Interest expense | 1,281,000 | 2,630,000 | 4,428,000 | 7,736,000 |
| Net interest income | 18,728,000 | 39,877,000 | 62,965,000 | 86,639,000 |
| Noninterest income | 5,433,000 | 11,166,000 | 16,761,000 | 22,115,000 |
| Noninterest expense | 14,626,000 | 29,512,000 | 45,036,000 | 60,574,000 |
| Provision for loan losses | 150,000 | 400,000 | 1,000,000 | 1,750,000 |
| Pretax income | 9,059,000 | 20,609,000 | 33,184,000 | 45,903,000 |
| Income tax | 1,556,000 | 3,752,000 | 5,935,000 | 8,259,000 |
| Net income | 7,503,000 | 16,857,000 | 27,249,000 | 37,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,098,000 | 303,452,000 | 313,844,000 | 324,239,000 |
| Total capital | 313,342,000 | 322,847,000 | 333,797,000 | 344,867,000 |
| Risk-weighted assets | 1,888,631,000 | 1,986,833,000 | 2,017,453,000 | 2,046,814,000 |