Call reports 2021
RED RIVER BANK — 2021
What RED RIVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,819,619,000 | 2,877,704,000 | 3,019,704,000 | 3,224,522,000 |
| Total loans | 1,620,535,000 | 1,612,679,000 | 1,631,375,000 | 1,688,122,000 |
| Allowance for loan losses | 19,377,000 | 19,460,000 | 19,168,000 | 19,176,000 |
| Securities available for sale | 515,942,000 | 512,012,000 | 568,199,000 | 659,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,536,633,000 | 2,589,482,000 | 2,722,752,000 | 2,923,953,000 |
| Interest-bearing deposits | 1,499,925,000 | 1,538,113,000 | 1,560,890,000 | 1,760,676,000 |
| Noninterest-bearing deposits | 1,036,708,000 | 1,051,369,000 | 1,161,862,000 | 1,163,277,000 |
| Equity capital | 262,500,000 | 272,269,000 | 279,439,000 | 284,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,178,000 | 37,822,000 | 57,264,000 | 77,339,000 |
| Interest expense | 1,587,000 | 2,984,000 | 4,317,000 | 5,617,000 |
| Net interest income | 17,591,000 | 34,838,000 | 52,947,000 | 71,722,000 |
| Noninterest income | 7,187,000 | 14,082,000 | 20,355,000 | 26,749,000 |
| Noninterest expense | 13,527,000 | 27,275,000 | 41,357,000 | 55,854,000 |
| Provision for loan losses | 1,450,000 | 1,600,000 | 1,750,000 | 1,900,000 |
| Pretax income | 9,890,000 | 20,179,000 | 30,288,000 | 40,736,000 |
| Income tax | 1,715,000 | 3,624,000 | 5,444,000 | 7,251,000 |
| Net income | 8,175,000 | 16,555,000 | 24,844,000 | 33,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,285,000 | 269,665,000 | 277,954,000 | 286,595,000 |
| Total capital | 280,662,000 | 289,125,000 | 297,122,000 | 305,771,000 |
| Risk-weighted assets | 1,605,782,000 | 1,621,821,000 | 1,688,059,000 | 1,792,153,000 |