Call reports 2020
RED RIVER BANK — 2020
What RED RIVER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,010,660,000 | 2,361,744,000 | 2,490,850,000 | 2,642,601,000 |
| Total loans | 1,453,959,000 | 1,629,876,000 | 1,672,630,000 | 1,617,562,000 |
| Allowance for loan losses | 14,393,000 | 14,882,000 | 16,192,000 | 17,951,000 |
| Securities available for sale | 401,944,000 | 413,246,000 | 467,744,000 | 498,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,753,487,000 | 2,094,359,000 | 2,218,346,000 | 2,364,228,000 |
| Interest-bearing deposits | 1,120,460,000 | 1,210,925,000 | 1,270,654,000 | 1,396,745,000 |
| Noninterest-bearing deposits | 633,027,000 | 883,434,000 | 947,692,000 | 967,483,000 |
| Equity capital | 238,429,000 | 245,958,000 | 253,594,000 | 261,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,580,000 | 37,603,000 | 56,852,000 | 77,378,000 |
| Interest expense | 2,492,000 | 4,559,000 | 6,513,000 | 8,378,000 |
| Net interest income | 16,088,000 | 33,044,000 | 50,339,000 | 69,000,000 |
| Noninterest income | 4,749,000 | 10,161,000 | 16,920,000 | 23,492,000 |
| Noninterest expense | 12,089,000 | 25,105,000 | 38,597,000 | 52,143,000 |
| Provision for loan losses | 503,000 | 2,028,000 | 3,618,000 | 6,293,000 |
| Pretax income | 8,691,000 | 17,391,000 | 26,488,000 | 35,582,000 |
| Income tax | 1,680,000 | 3,283,000 | 4,924,000 | 6,556,000 |
| Net income | 7,011,000 | 14,108,000 | 21,564,000 | 29,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,095,000 | 238,192,000 | 245,648,000 | 253,110,000 |
| Total capital | 245,488,000 | 253,074,000 | 261,840,000 | 271,061,000 |
| Risk-weighted assets | 1,491,270,000 | 1,526,798,000 | 1,575,383,000 | 1,578,842,000 |