Call reports 2019
RED RIVER BANK — 2019
What RED RIVER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,921,344,000 | 1,892,694,000 | 1,938,809,000 | 1,988,197,000 |
| Total loans | 1,351,391,000 | 1,399,183,000 | 1,417,275,000 | 1,444,013,000 |
| Allowance for loan losses | 13,101,000 | 13,591,000 | 13,906,000 | 13,937,000 |
| Securities available for sale | 319,353,000 | 318,082,000 | 341,900,000 | 335,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,701,384,000 | 1,665,842,000 | 1,703,117,000 | 1,747,384,000 |
| Interest-bearing deposits | 1,133,377,000 | 1,081,656,000 | 1,085,800,000 | 1,136,205,000 |
| Noninterest-bearing deposits | 568,007,000 | 584,186,000 | 617,317,000 | 611,179,000 |
| Equity capital | 202,501,000 | 211,590,000 | 219,078,000 | 225,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,899,000 | 36,151,000 | 54,930,000 | 73,714,000 |
| Interest expense | 2,355,000 | 4,867,000 | 7,562,000 | 10,118,000 |
| Net interest income | 15,544,000 | 31,284,000 | 47,368,000 | 63,596,000 |
| Noninterest income | 3,635,000 | 8,110,000 | 12,846,000 | 17,432,000 |
| Noninterest expense | 11,430,000 | 24,083,000 | 36,133,000 | 48,197,000 |
| Provision for loan losses | 526,000 | 1,055,000 | 1,432,000 | 1,810,000 |
| Pretax income | 7,271,000 | 14,360,000 | 22,787,000 | 31,154,000 |
| Income tax | 1,411,000 | 2,739,000 | 4,245,000 | 5,786,000 |
| Net income | 5,860,000 | 11,621,000 | 18,542,000 | 25,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,576,000 | 210,337,000 | 217,258,000 | 224,084,000 |
| Total capital | 217,677,000 | 223,928,000 | 231,164,000 | 238,021,000 |
| Risk-weighted assets | 1,382,159,000 | 1,425,606,000 | 1,449,740,000 | 1,466,565,000 |