Call reports 2018
RED RIVER BANK — 2018
What RED RIVER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,762,208,000 | 1,764,386,000 | 1,815,915,000 | 1,860,011,000 |
| Total loans | 1,279,163,000 | 1,330,772,000 | 1,335,438,000 | 1,331,342,000 |
| Allowance for loan losses | 11,254,000 | 11,756,000 | 12,249,000 | 12,524,000 |
| Securities available for sale | 324,380,000 | 309,492,000 | 296,025,000 | 307,877,000 |
| Securities held to maturity | 8,253,000 | 7,749,000 | 7,746,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,577,929,000 | 1,576,929,000 | 1,622,297,000 | 1,657,294,000 |
| Interest-bearing deposits | 1,045,160,000 | 1,029,655,000 | 1,059,161,000 | 1,105,703,000 |
| Noninterest-bearing deposits | 532,769,000 | 547,274,000 | 563,136,000 | 551,591,000 |
| Equity capital | 173,465,000 | 178,416,000 | 183,530,000 | 192,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,568,000 | 31,932,000 | 49,194,000 | 66,870,000 |
| Interest expense | 1,664,000 | 3,455,000 | 5,396,000 | 7,570,000 |
| Net interest income | 13,904,000 | 28,477,000 | 43,798,000 | 59,300,000 |
| Noninterest income | 3,414,000 | 7,492,000 | 11,744,000 | 15,857,000 |
| Noninterest expense | 10,570,000 | 21,761,000 | 33,112,000 | 44,369,000 |
| Provision for loan losses | 411,000 | 937,000 | 1,464,000 | 1,990,000 |
| Pretax income | 6,378,000 | 13,219,000 | 20,876,000 | 28,745,000 |
| Income tax | 1,123,000 | 2,359,000 | 3,776,000 | 5,374,000 |
| Net income | 5,255,000 | 10,860,000 | 17,100,000 | 23,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,559,000 | 186,205,000 | 192,445,000 | 198,716,000 |
| Total capital | 191,813,000 | 197,961,000 | 204,694,000 | 211,240,000 |
| Risk-weighted assets | 1,303,479,000 | 1,341,769,000 | 1,355,474,000 | 1,348,905,000 |