Call reports 2017
RED RIVER BANK — 2017
What RED RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,735,168,000 | 1,701,465,000 | 1,730,080,000 | 1,723,881,000 |
| Total loans | 1,152,510,000 | 1,195,986,000 | 1,207,065,000 | 1,249,533,000 |
| Allowance for loan losses | 10,734,000 | 11,169,000 | 11,532,000 | 10,895,000 |
| Securities available for sale | 352,754,000 | 371,775,000 | 366,988,000 | 345,344,000 |
| Securities held to maturity | 10,146,000 | 9,997,000 | 9,994,000 | 8,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,562,354,000 | 1,524,812,000 | 1,549,504,000 | 1,543,466,000 |
| Interest-bearing deposits | 1,056,801,000 | 1,019,220,000 | 1,010,575,000 | 1,038,699,000 |
| Noninterest-bearing deposits | 505,553,000 | 505,592,000 | 538,929,000 | 504,767,000 |
| Equity capital | 162,025,000 | 168,191,000 | 171,720,000 | 171,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,800,000 | 28,254,000 | 43,113,000 | 58,391,000 |
| Interest expense | 1,545,000 | 3,145,000 | 4,722,000 | 6,345,000 |
| Net interest income | 12,255,000 | 25,109,000 | 38,391,000 | 52,046,000 |
| Noninterest income | 2,974,000 | 6,262,000 | 9,772,000 | 13,468,000 |
| Noninterest expense | 9,952,000 | 20,234,000 | 30,792,000 | 41,549,000 |
| Provision for loan losses | 451,000 | 902,000 | 1,254,000 | 1,555,000 |
| Pretax income | 5,138,000 | 10,711,000 | 16,611,000 | 22,904,000 |
| Income tax | 1,386,000 | 2,894,000 | 4,607,000 | 8,677,000 |
| Net income | 3,752,000 | 7,817,000 | 12,004,000 | 14,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,929,000 | 168,008,000 | 172,198,000 | 175,345,000 |
| Total capital | 174,663,000 | 179,177,000 | 183,730,000 | 186,240,000 |
| Risk-weighted assets | 1,208,592,000 | 1,241,978,000 | 1,253,640,000 | 1,280,273,000 |