Call reports 2016
RED RIVER BANK — 2016
What RED RIVER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,562,660,000 | 1,576,871,000 | 1,649,015,000 | 1,644,492,000 |
| Total loans | 1,033,333,000 | 1,096,657,000 | 1,137,523,000 | 1,149,821,000 |
| Allowance for loan losses | 9,820,000 | 9,873,000 | 10,257,000 | 10,544,000 |
| Securities available for sale | 312,721,000 | 314,949,000 | 300,959,000 | 304,766,000 |
| Securities held to maturity | 11,307,000 | 10,843,000 | 10,195,000 | 10,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,400,376,000 | 1,411,881,000 | 1,478,636,000 | 1,478,329,000 |
| Interest-bearing deposits | 988,417,000 | 995,556,000 | 996,952,000 | 1,002,725,000 |
| Noninterest-bearing deposits | 411,959,000 | 416,325,000 | 481,684,000 | 475,604,000 |
| Equity capital | 151,781,000 | 156,385,000 | 160,518,000 | 157,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,227,000 | 26,588,000 | 40,275,000 | 54,244,000 |
| Interest expense | 1,552,000 | 3,120,000 | 4,657,000 | 6,197,000 |
| Net interest income | 11,675,000 | 23,468,000 | 35,618,000 | 48,047,000 |
| Noninterest income | 2,865,000 | 6,040,000 | 9,643,000 | 12,860,000 |
| Noninterest expense | 9,361,000 | 19,310,000 | 29,362,000 | 39,254,000 |
| Provision for loan losses | 336,000 | 672,000 | 1,208,000 | 1,658,000 |
| Pretax income | 5,368,000 | 10,200,000 | 15,726,000 | 21,030,000 |
| Income tax | 1,466,000 | 2,795,000 | 4,287,000 | 5,720,000 |
| Net income | 3,902,000 | 7,405,000 | 11,439,000 | 15,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,830,000 | 152,333,000 | 156,367,000 | 160,177,000 |
| Total capital | 158,661,000 | 162,229,000 | 166,638,000 | 170,721,000 |
| Risk-weighted assets | 1,100,667,000 | 1,147,605,000 | 1,186,615,000 | 1,209,982,000 |