Call reports 2014
RED RIVER BANK — 2014
What RED RIVER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,379,186,000 | 1,384,474,000 | 1,380,078,000 | 1,397,860,000 |
| Total loans | 869,627,000 | 901,295,000 | 908,040,000 | 951,537,000 |
| Allowance for loan losses | 8,837,000 | 9,147,000 | 8,959,000 | 8,798,000 |
| Securities available for sale | 339,824,000 | 333,445,000 | 331,539,000 | 303,874,000 |
| Securities held to maturity | 20,025,000 | 16,329,000 | 16,322,000 | 15,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,249,258,000 | 1,250,971,000 | 1,242,021,000 | 1,255,958,000 |
| Interest-bearing deposits | 907,247,000 | 907,212,000 | 891,471,000 | 898,679,000 |
| Noninterest-bearing deposits | 342,011,000 | 343,759,000 | 350,550,000 | 357,279,000 |
| Equity capital | 120,168,000 | 124,990,000 | 128,660,000 | 133,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,848,000 | 23,998,000 | 36,131,000 | 48,316,000 |
| Interest expense | 1,605,000 | 3,197,000 | 4,759,000 | 6,238,000 |
| Net interest income | 10,243,000 | 20,801,000 | 31,372,000 | 42,078,000 |
| Noninterest income | 2,345,000 | 4,857,000 | 7,807,000 | 10,638,000 |
| Noninterest expense | 8,662,000 | 17,560,000 | 26,421,000 | 35,408,000 |
| Provision for loan losses | 120,000 | 150,000 | 205,000 | 320,000 |
| Pretax income | 4,095,000 | 8,290,000 | 12,921,000 | 17,681,000 |
| Income tax | 1,059,000 | 2,173,000 | 3,405,000 | 4,404,000 |
| Net income | 3,036,000 | 6,117,000 | 9,516,000 | 13,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,272,000 | 123,435,000 | 126,807,000 | 130,632,000 |
| Total capital | 129,109,000 | 132,582,000 | 135,766,000 | 139,430,000 |
| Risk-weighted assets | 907,002,000 | 940,230,000 | 949,726,000 | 979,280,000 |