Call reports 2013
RED RIVER BANK — 2013
What RED RIVER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,144,242,000 | 1,275,172,000 | 1,299,755,000 | 1,300,718,000 |
| Total loans | 716,786,000 | 798,701,000 | 827,433,000 | 852,484,000 |
| Allowance for loan losses | 8,777,000 | 8,936,000 | 8,914,000 | 8,773,000 |
| Securities available for sale | 306,623,000 | 314,227,000 | 305,801,000 | 298,739,000 |
| Securities held to maturity | 24,609,000 | 23,036,000 | 22,133,000 | 22,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,030,557,000 | 1,155,720,000 | 1,177,679,000 | 1,176,625,000 |
| Interest-bearing deposits | 747,838,000 | 830,620,000 | 843,870,000 | 852,452,000 |
| Noninterest-bearing deposits | 282,719,000 | 325,100,000 | 333,809,000 | 324,173,000 |
| Equity capital | 104,354,000 | 111,891,000 | 114,096,000 | 115,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,050,000 | 21,533,000 | 33,128,000 | 44,975,000 |
| Interest expense | 1,783,000 | 3,629,000 | 5,205,000 | 6,849,000 |
| Net interest income | 8,267,000 | 17,904,000 | 27,923,000 | 38,126,000 |
| Noninterest income | 2,447,000 | 5,657,000 | 8,417,000 | 10,865,000 |
| Noninterest expense | 6,860,000 | 15,678,000 | 24,387,000 | 32,898,000 |
| Provision for loan losses | 210,000 | 420,000 | 465,000 | 510,000 |
| Pretax income | 4,164,000 | 8,186,000 | 12,244,000 | 16,355,000 |
| Income tax | 1,122,000 | 2,234,000 | 3,321,000 | 4,424,000 |
| Net income | 3,042,000 | 5,952,000 | 8,923,000 | 11,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,514,000 | 112,113,000 | 114,985,000 | 117,637,000 |
| Total capital | 108,339,000 | 121,049,000 | 123,899,000 | 126,410,000 |
| Risk-weighted assets | 744,529,000 | 832,755,000 | 868,766,000 | 881,360,000 |