Call reports 2012
RED RIVER BANK — 2012
What RED RIVER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,071,214,000 | 1,083,021,000 | 1,108,694,000 | 1,121,367,000 |
| Total loans | 623,563,000 | 642,702,000 | 668,713,000 | 688,683,000 |
| Allowance for loan losses | 8,736,000 | 8,324,000 | 8,402,000 | 8,584,000 |
| Securities available for sale | 309,231,000 | 322,626,000 | 316,982,000 | 315,091,000 |
| Securities held to maturity | 27,091,000 | 26,939,000 | 26,534,000 | 25,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,453,000 | 957,285,000 | 978,918,000 | 991,389,000 |
| Interest-bearing deposits | 696,801,000 | 708,282,000 | 716,053,000 | 723,004,000 |
| Noninterest-bearing deposits | 252,652,000 | 249,003,000 | 262,865,000 | 268,385,000 |
| Equity capital | 93,487,000 | 97,401,000 | 101,095,000 | 102,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,184,000 | 20,498,000 | 30,732,000 | 40,996,000 |
| Interest expense | 2,201,000 | 4,344,000 | 6,445,000 | 8,463,000 |
| Net interest income | 7,983,000 | 16,154,000 | 24,287,000 | 32,533,000 |
| Noninterest income | 2,363,000 | 4,735,000 | 7,141,000 | 9,836,000 |
| Noninterest expense | 6,368,000 | 12,983,000 | 19,742,000 | 26,713,000 |
| Provision for loan losses | 180,000 | 370,000 | 610,000 | 820,000 |
| Pretax income | 3,835,000 | 7,573,000 | 11,531,000 | 15,324,000 |
| Income tax | 944,000 | 1,900,000 | 2,954,000 | 3,983,000 |
| Net income | 2,891,000 | 5,673,000 | 8,577,000 | 11,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,022,000 | 90,804,000 | 93,708,000 | 96,472,000 |
| Total capital | 96,343,000 | 99,196,000 | 102,193,000 | 105,117,000 |
| Risk-weighted assets | 661,657,000 | 678,561,000 | 702,153,000 | 724,106,000 |