Call reports 2011
RED RIVER BANK — 2011
What RED RIVER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 952,795,000 | 954,376,000 | 981,919,000 | 989,486,000 |
| Total loans | 558,139,000 | 576,538,000 | 603,818,000 | 608,651,000 |
| Allowance for loan losses | 8,283,000 | 8,376,000 | 8,478,000 | 8,532,000 |
| Securities available for sale | 232,684,000 | 238,072,000 | 232,746,000 | 267,855,000 |
| Securities held to maturity | 28,548,000 | 28,541,000 | 28,533,000 | 28,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,847,000 | 844,259,000 | 865,511,000 | 872,106,000 |
| Interest-bearing deposits | 639,656,000 | 647,983,000 | 650,518,000 | 644,441,000 |
| Noninterest-bearing deposits | 206,191,000 | 196,276,000 | 214,993,000 | 227,665,000 |
| Equity capital | 77,532,000 | 82,349,000 | 87,214,000 | 89,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,646,000 | 19,738,000 | 29,968,000 | 40,179,000 |
| Interest expense | 2,340,000 | 4,730,000 | 7,120,000 | 9,406,000 |
| Net interest income | 7,306,000 | 15,008,000 | 22,848,000 | 30,773,000 |
| Noninterest income | 1,870,000 | 3,926,000 | 6,068,000 | 8,395,000 |
| Noninterest expense | 6,229,000 | 12,363,000 | 18,759,000 | 25,122,000 |
| Provision for loan losses | 350,000 | 470,000 | 630,000 | 810,000 |
| Pretax income | 2,597,000 | 6,144,000 | 9,663,000 | 13,397,000 |
| Income tax | 687,000 | 1,553,000 | 2,365,000 | 3,234,000 |
| Net income | 1,910,000 | 4,591,000 | 7,298,000 | 10,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,878,000 | 78,559,000 | 81,266,000 | 84,131,000 |
| Total capital | 83,386,000 | 86,255,000 | 89,248,000 | 92,231,000 |
| Risk-weighted assets | 598,260,000 | 612,355,000 | 633,427,000 | 643,671,000 |