Call reports 2010
RED RIVER BANK — 2010
What RED RIVER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 817,330,000 | 862,450,000 | 863,159,000 | 883,465,000 |
| Total loans | 523,966,000 | 538,839,000 | 557,738,000 | 562,711,000 |
| Allowance for loan losses | 7,025,000 | 7,309,000 | 7,309,000 | 7,876,000 |
| Securities available for sale | 162,259,000 | 157,314,000 | 169,948,000 | 168,817,000 |
| Securities held to maturity | 31,422,000 | 30,155,000 | 29,763,000 | 28,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,959,000 | 760,515,000 | 756,725,000 | 777,161,000 |
| Interest-bearing deposits | 546,453,000 | 557,672,000 | 574,884,000 | 579,145,000 |
| Noninterest-bearing deposits | 171,506,000 | 202,843,000 | 181,841,000 | 198,016,000 |
| Equity capital | 69,236,000 | 72,168,000 | 74,846,000 | 75,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,559,000 | 19,327,000 | 29,183,000 | 38,912,000 |
| Interest expense | 2,444,000 | 4,873,000 | 7,281,000 | 9,633,000 |
| Net interest income | 7,115,000 | 14,454,000 | 21,902,000 | 29,279,000 |
| Noninterest income | 1,733,000 | 3,673,000 | 5,797,000 | 8,156,000 |
| Noninterest expense | 5,783,000 | 11,817,000 | 17,864,000 | 24,196,000 |
| Provision for loan losses | 495,000 | 990,000 | 1,485,000 | 1,980,000 |
| Pretax income | 2,570,000 | 5,521,000 | 8,551,000 | 11,550,000 |
| Income tax | 692,000 | 1,460,000 | 2,214,000 | 2,987,000 |
| Net income | 1,878,000 | 4,061,000 | 6,337,000 | 8,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,283,000 | 69,466,000 | 71,742,000 | 73,968,000 |
| Total capital | 74,176,000 | 76,527,000 | 78,957,000 | 81,276,000 |
| Risk-weighted assets | 549,544,000 | 561,590,000 | 573,464,000 | 582,245,000 |