Call reports 2009
RED RIVER BANK — 2009
What RED RIVER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 733,932,000 | 745,108,000 | 758,332,000 | 795,889,000 |
| Total loans | 500,793,000 | 509,894,000 | 519,845,000 | 519,475,000 |
| Allowance for loan losses | 5,479,000 | 5,712,000 | 6,115,000 | 6,562,000 |
| Securities available for sale | 131,011,000 | 145,964,000 | 144,603,000 | 141,885,000 |
| Securities held to maturity | 32,974,000 | 32,354,000 | 33,194,000 | 32,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,483,000 | 653,513,000 | 662,553,000 | 699,443,000 |
| Interest-bearing deposits | 508,068,000 | 511,701,000 | 510,187,000 | 527,662,000 |
| Noninterest-bearing deposits | 129,415,000 | 141,812,000 | 152,366,000 | 171,781,000 |
| Equity capital | 59,707,000 | 60,031,000 | 64,126,000 | 66,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,566,000 | 19,282,000 | 29,111,000 | 38,865,000 |
| Interest expense | 3,331,000 | 6,493,000 | 9,405,000 | 12,036,000 |
| Net interest income | 6,235,000 | 12,789,000 | 19,706,000 | 26,829,000 |
| Noninterest income | 1,939,000 | 4,128,000 | 6,184,000 | 8,129,000 |
| Noninterest expense | 5,676,000 | 11,693,000 | 17,350,000 | 23,080,000 |
| Provision for loan losses | 495,000 | 990,000 | 1,485,000 | 1,980,000 |
| Pretax income | 2,091,000 | 4,375,000 | 7,196,000 | 10,039,000 |
| Income tax | 379,000 | 1,024,000 | 1,791,000 | 2,471,000 |
| Net income | 1,712,000 | 3,351,000 | 5,405,000 | 7,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,549,000 | 60,188,000 | 62,242,000 | 64,905,000 |
| Total capital | 64,044,000 | 65,913,000 | 68,384,000 | 71,481,000 |
| Risk-weighted assets | 526,682,000 | 539,508,000 | 552,806,000 | 549,923,000 |