Call reports 2002
RED RIVER BANK — 2002
What RED RIVER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 202,584,000 | 215,766,000 | 241,364,000 | 260,034,000 |
| Total loans | 144,803,000 | 160,792,000 | 175,012,000 | 184,274,000 |
| Allowance for loan losses | 1,815,000 | 1,911,000 | 2,043,000 | 2,241,000 |
| Securities available for sale | 38,671,000 | 40,968,000 | 45,885,000 | 51,647,000 |
| Securities held to maturity | 750,000 | 750,000 | 1,089,000 | 1,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,664,000 | 186,683,000 | 207,896,000 | 225,179,000 |
| Interest-bearing deposits | 137,542,000 | 147,508,000 | 166,857,000 | 176,810,000 |
| Noninterest-bearing deposits | 38,122,000 | 39,175,000 | 41,039,000 | 48,369,000 |
| Equity capital | 16,531,000 | 17,330,000 | 18,910,000 | 20,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,280,000 | 9,795,000 | 13,428,000 |
| Interest expense | 1,089,000 | 2,264,000 | 3,597,000 | 5,024,000 |
| Net interest income | 1,916,000 | 4,016,000 | 6,198,000 | 8,404,000 |
| Noninterest income | 515,000 | 1,120,000 | 1,779,000 | 2,716,000 |
| Noninterest expense | 1,601,000 | 3,314,000 | 5,163,000 | 7,200,000 |
| Provision for loan losses | 105,000 | 210,000 | 345,000 | 570,000 |
| Pretax income | 725,000 | 1,612,000 | 2,469,000 | 3,330,000 |
| Income tax | 245,000 | 545,000 | 836,000 | 1,182,000 |
| Net income | 480,000 | 1,067,000 | 1,633,000 | 2,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,336,000 | 16,923,000 | 18,489,000 | 20,304,000 |
| Total capital | 18,136,000 | 18,834,000 | 20,532,000 | 22,545,000 |
| Risk-weighted assets | 143,997,000 | 157,800,000 | 171,769,000 | 185,095,000 |