Call reports 2001
RED RIVER BANK — 2001
What RED RIVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,682,000 | 151,498,000 | 161,090,000 | 180,698,000 |
| Total loans | 93,064,000 | 105,707,000 | 116,590,000 | 128,420,000 |
| Allowance for loan losses | 1,260,000 | 1,407,000 | 1,567,000 | 1,718,000 |
| Securities available for sale | 25,699,000 | 26,328,000 | 27,527,000 | 34,248,000 |
| Securities held to maturity | 1,500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,509,000 | 132,617,000 | 140,956,000 | 156,855,000 |
| Interest-bearing deposits | 95,276,000 | 107,268,000 | 114,290,000 | 123,469,000 |
| Noninterest-bearing deposits | 23,233,000 | 25,349,000 | 26,666,000 | 33,386,000 |
| Equity capital | 12,755,000 | 13,400,000 | 14,983,000 | 16,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 5,067,000 | 7,933,000 | 10,770,000 |
| Interest expense | 1,217,000 | 2,479,000 | 3,789,000 | 4,933,000 |
| Net interest income | 1,237,000 | 2,588,000 | 4,144,000 | 5,837,000 |
| Noninterest income | 431,000 | 959,000 | 1,458,000 | 2,233,000 |
| Noninterest expense | 1,098,000 | 2,328,000 | 3,677,000 | 5,285,000 |
| Provision for loan losses | 150,000 | 300,000 | 470,000 | 620,000 |
| Pretax income | 420,000 | 919,000 | 1,455,000 | 2,165,000 |
| Income tax | 143,000 | 314,000 | 496,000 | 765,000 |
| Net income | 277,000 | 605,000 | 959,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,433,000 | 13,061,000 | 14,515,000 | 15,856,000 |
| Total capital | 13,619,000 | 14,373,000 | 15,945,000 | 17,440,000 |
| Risk-weighted assets | 94,769,000 | 104,879,000 | 114,256,000 | 126,589,000 |