Call reports 2009
SECURITY BANK OF HOUSTON COUNTY — 2009
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 383,056,000 | 371,624,000 |
| Total loans | 222,267,000 | 206,257,000 |
| Allowance for loan losses | 5,114,000 | 3,476,000 |
| Securities available for sale | 79,119,000 | 48,350,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 320,145,000 | 313,155,000 |
| Interest-bearing deposits | 305,166,000 | 299,853,000 |
| Noninterest-bearing deposits | 14,979,000 | 13,302,000 |
| Equity capital | 19,845,000 | 15,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 3,833,000 | 7,392,000 |
| Interest expense | 2,505,000 | 5,005,000 |
| Net interest income | 1,328,000 | 2,387,000 |
| Noninterest income | 620,000 | 941,000 |
| Noninterest expense | 1,909,000 | 4,038,000 |
| Provision for loan losses | 1,870,000 | 1,829,000 |
| Pretax income | -1,282,000 | -1,965,000 |
| Income tax | -144,000 | 3,262,000 |
| Net income | -1,138,000 | -5,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 19,507,000 | 15,427,000 |
| Total capital | 22,316,000 | 18,079,000 |
| Risk-weighted assets | 222,442,000 | 211,377,000 |