Call reports 2008
SECURITY BANK OF HOUSTON COUNTY — 2008
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 342,378,000 | 340,253,000 | 351,787,000 | 383,678,000 |
| Total loans | 251,610,000 | 250,546,000 | 244,039,000 | 231,051,000 |
| Allowance for loan losses | 4,088,000 | 4,344,000 | 3,701,000 | 3,809,000 |
| Securities available for sale | 50,777,000 | 47,226,000 | 47,098,000 | 78,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,452,000 | 284,169,000 | 286,494,000 | 316,363,000 |
| Interest-bearing deposits | 252,404,000 | 265,879,000 | 273,630,000 | 303,442,000 |
| Noninterest-bearing deposits | 28,048,000 | 18,290,000 | 12,864,000 | 12,921,000 |
| Equity capital | 22,997,000 | 21,156,000 | 21,935,000 | 20,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,360,000 | 10,272,000 | 15,049,000 | 19,390,000 |
| Interest expense | 2,679,000 | 5,089,000 | 7,459,000 | 9,967,000 |
| Net interest income | 2,681,000 | 5,183,000 | 7,590,000 | 9,423,000 |
| Noninterest income | 712,000 | 1,449,000 | 2,092,000 | 2,826,000 |
| Noninterest expense | 1,907,000 | 3,789,000 | 5,675,000 | 7,422,000 |
| Provision for loan losses | 1,776,000 | 3,755,000 | 4,496,000 | 9,783,000 |
| Pretax income | -95,000 | -715,000 | -292,000 | -4,604,000 |
| Income tax | -40,000 | -269,000 | -127,000 | -2,066,000 |
| Net income | -55,000 | -446,000 | -165,000 | -2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,815,000 | 22,708,000 | 22,999,000 | 20,635,000 |
| Total capital | 26,047,000 | 25,936,000 | 26,085,000 | 23,553,000 |
| Risk-weighted assets | 257,722,000 | 257,091,000 | 246,300,000 | 232,566,000 |