Call reports 2007
SECURITY BANK OF HOUSTON COUNTY — 2007
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 301,509,000 | 305,004,000 | 308,114,000 | 336,807,000 |
| Total loans | 249,696,000 | 250,203,000 | 255,307,000 | 255,994,000 |
| Allowance for loan losses | 2,956,000 | 2,712,000 | 3,459,000 | 4,100,000 |
| Securities available for sale | 24,693,000 | 28,659,000 | 28,176,000 | 62,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,277,000 | 260,339,000 | 270,900,000 | 300,413,000 |
| Interest-bearing deposits | 234,786,000 | 244,226,000 | 255,208,000 | 285,686,000 |
| Noninterest-bearing deposits | 16,491,000 | 16,113,000 | 15,692,000 | 14,727,000 |
| Equity capital | 23,905,000 | 24,781,000 | 23,980,000 | 24,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,615,000 | 11,439,000 | 17,389,000 | 23,302,000 |
| Interest expense | 2,525,000 | 5,216,000 | 8,053,000 | 10,875,000 |
| Net interest income | 3,090,000 | 6,223,000 | 9,336,000 | 12,427,000 |
| Noninterest income | 708,000 | 1,461,000 | 2,215,000 | 2,885,000 |
| Noninterest expense | 1,840,000 | 3,691,000 | 5,485,000 | 7,236,000 |
| Provision for loan losses | 250,000 | 450,000 | 1,559,000 | 3,540,000 |
| Pretax income | 1,708,000 | 3,543,000 | 4,507,000 | 4,536,000 |
| Income tax | 655,000 | 1,345,000 | 1,731,000 | 1,738,000 |
| Net income | 1,053,000 | 2,198,000 | 2,776,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,813,000 | 24,959,000 | 23,937,000 | 24,260,000 |
| Total capital | 26,769,000 | 27,671,000 | 27,220,000 | 27,631,000 |
| Risk-weighted assets | 255,454,000 | 259,566,000 | 262,513,000 | 268,961,000 |