Call reports 2006
SECURITY BANK OF HOUSTON COUNTY — 2006
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 262,800,000 | 283,043,000 | 281,653,000 | 304,053,000 |
| Total loans | 216,914,000 | 227,365,000 | 228,132,000 | 229,600,000 |
| Allowance for loan losses | 2,627,000 | 2,699,000 | 2,738,000 | 2,714,000 |
| Securities available for sale | 20,919,000 | 22,720,000 | 25,809,000 | 43,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,543,000 | 237,311,000 | 249,089,000 | 267,161,000 |
| Interest-bearing deposits | 193,440,000 | 207,290,000 | 218,972,000 | 251,269,000 |
| Noninterest-bearing deposits | 29,103,000 | 30,021,000 | 30,117,000 | 15,892,000 |
| Equity capital | 19,335,000 | 20,898,000 | 21,975,000 | 22,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,405,000 | 9,360,000 | 14,711,000 | 20,239,000 |
| Interest expense | 1,683,000 | 3,770,000 | 6,176,000 | 8,726,000 |
| Net interest income | 2,722,000 | 5,590,000 | 8,535,000 | 11,513,000 |
| Noninterest income | 665,000 | 1,475,000 | 2,397,000 | 3,135,000 |
| Noninterest expense | 1,706,000 | 3,423,000 | 5,103,000 | 6,900,000 |
| Provision for loan losses | 172,000 | 318,000 | 536,000 | 711,000 |
| Pretax income | 1,509,000 | 3,324,000 | 5,161,000 | 6,829,000 |
| Income tax | 556,000 | 1,214,000 | 1,899,000 | 2,562,000 |
| Net income | 953,000 | 2,110,000 | 3,262,000 | 4,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,512,000 | 21,168,000 | 22,019,000 | 22,827,000 |
| Total capital | 22,139,000 | 23,867,000 | 24,757,000 | 25,541,000 |
| Risk-weighted assets | 221,136,000 | 234,232,000 | 233,272,000 | 239,827,000 |