Call reports 2005
SECURITY BANK OF HOUSTON COUNTY — 2005
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 209,787,000 | 222,258,000 | 236,445,000 | 263,261,000 |
| Total loans | 175,267,000 | 186,095,000 | 196,146,000 | 198,309,000 |
| Allowance for loan losses | 2,208,000 | 2,363,000 | 2,530,000 | 2,528,000 |
| Securities available for sale | 16,673,000 | 15,783,000 | 14,381,000 | 25,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,477,000 | 184,704,000 | 193,353,000 | 225,397,000 |
| Interest-bearing deposits | 153,960,000 | 157,677,000 | 165,897,000 | 194,904,000 |
| Noninterest-bearing deposits | 25,517,000 | 27,027,000 | 27,456,000 | 30,493,000 |
| Equity capital | 17,153,000 | 17,993,000 | 18,772,000 | 19,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,706,000 | 10,416,000 | 14,391,000 |
| Interest expense | 908,000 | 1,969,000 | 3,204,000 | 4,614,000 |
| Net interest income | 2,249,000 | 4,737,000 | 7,212,000 | 9,777,000 |
| Noninterest income | 604,000 | 1,253,000 | 1,987,000 | 2,686,000 |
| Noninterest expense | 1,464,000 | 2,992,000 | 4,584,000 | 6,210,000 |
| Provision for loan losses | 160,000 | 440,000 | 682,000 | 887,000 |
| Pretax income | 1,229,000 | 2,558,000 | 3,933,000 | 5,366,000 |
| Income tax | 448,000 | 942,000 | 1,447,000 | 1,977,000 |
| Net income | 781,000 | 1,616,000 | 2,486,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,249,000 | 18,034,000 | 18,853,000 | 19,708,000 |
| Total capital | 19,457,000 | 20,397,000 | 21,383,000 | 22,236,000 |
| Risk-weighted assets | 179,811,000 | 190,279,000 | 204,368,000 | 210,892,000 |