Call reports 2004
SECURITY BANK OF HOUSTON COUNTY — 2004
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 175,359,000 | 195,363,000 | 196,452,000 | 213,460,000 |
| Total loans | 149,645,000 | 155,486,000 | 160,148,000 | 167,425,000 |
| Allowance for loan losses | 1,841,000 | 1,928,000 | 2,030,000 | 2,093,000 |
| Securities available for sale | 12,319,000 | 16,717,000 | 19,529,000 | 18,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,908,000 | 163,857,000 | 157,660,000 | 178,044,000 |
| Interest-bearing deposits | 118,417,000 | 134,905,000 | 133,861,000 | 138,979,000 |
| Noninterest-bearing deposits | 23,491,000 | 28,952,000 | 23,799,000 | 39,065,000 |
| Equity capital | 14,446,000 | 15,018,000 | 15,908,000 | 16,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,472,000 | 5,101,000 | 7,962,000 | 10,948,000 |
| Interest expense | 568,000 | 1,165,000 | 1,866,000 | 2,656,000 |
| Net interest income | 1,904,000 | 3,936,000 | 6,096,000 | 8,292,000 |
| Noninterest income | 491,000 | 1,038,000 | 1,566,000 | 2,168,000 |
| Noninterest expense | 1,266,000 | 2,526,000 | 3,857,000 | 5,313,000 |
| Provision for loan losses | 144,000 | 321,000 | 499,000 | 755,000 |
| Pretax income | 985,000 | 2,127,000 | 3,306,000 | 4,392,000 |
| Income tax | 345,000 | 743,000 | 1,169,000 | 1,524,000 |
| Net income | 640,000 | 1,384,000 | 2,137,000 | 2,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,291,000 | 15,034,000 | 15,787,000 | 16,518,000 |
| Total capital | 16,132,000 | 16,962,000 | 17,817,000 | 18,611,000 |
| Risk-weighted assets | 153,881,000 | 160,317,000 | 166,894,000 | 173,818,000 |