Call reports 2003
SECURITY BANK OF HOUSTON COUNTY — 2003
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,660,000 | 150,599,000 | 162,347,000 | 175,924,000 |
| Total loans | 121,833,000 | 128,759,000 | 135,850,000 | 141,970,000 |
| Allowance for loan losses | 1,463,000 | 1,506,000 | 1,617,000 | 1,732,000 |
| Securities available for sale | 8,418,000 | 7,501,000 | 13,643,000 | 13,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,416,000 | 122,208,000 | 133,511,000 | 148,611,000 |
| Interest-bearing deposits | 93,158,000 | 103,221,000 | 110,031,000 | 116,385,000 |
| Noninterest-bearing deposits | 18,258,000 | 18,987,000 | 23,480,000 | 32,226,000 |
| Equity capital | 11,885,000 | 12,318,000 | 12,866,000 | 13,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,218,000 | 4,531,000 | 6,878,000 | 9,426,000 |
| Interest expense | 645,000 | 1,279,000 | 1,840,000 | 2,398,000 |
| Net interest income | 1,573,000 | 3,252,000 | 5,038,000 | 7,028,000 |
| Noninterest income | 412,000 | 826,000 | 1,309,000 | 1,807,000 |
| Noninterest expense | 1,112,000 | 2,285,000 | 3,500,000 | 4,822,000 |
| Provision for loan losses | 149,000 | 340,000 | 613,000 | 799,000 |
| Pretax income | 724,000 | 1,453,000 | 2,234,000 | 3,214,000 |
| Income tax | 274,000 | 549,000 | 853,000 | 1,239,000 |
| Net income | 450,000 | 904,000 | 1,381,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,706,000 | 12,160,000 | 12,756,000 | 13,651,000 |
| Total capital | 13,169,000 | 13,666,000 | 14,373,000 | 15,383,000 |
| Risk-weighted assets | 126,023,000 | 133,119,000 | 141,076,000 | 146,226,000 |