Call reports 2002
SECURITY BANK OF HOUSTON COUNTY — 2002
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,063,000 | 137,541,000 | 138,443,000 | 152,852,000 |
| Total loans | 102,367,000 | 112,199,000 | 114,088,000 | 115,045,000 |
| Allowance for loan losses | 1,194,000 | 1,243,000 | 1,295,000 | 1,323,000 |
| Securities available for sale | 8,335,000 | 10,365,000 | 9,800,000 | 8,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 12,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,334,000 | 110,347,000 | 110,647,000 | 124,125,000 |
| Interest-bearing deposits | 85,816,000 | 91,315,000 | 93,249,000 | 94,684,000 |
| Noninterest-bearing deposits | 19,518,000 | 19,032,000 | 17,398,000 | 29,441,000 |
| Equity capital | 10,323,000 | 10,794,000 | 11,244,000 | 11,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,317,000 | 6,670,000 | 8,940,000 |
| Interest expense | 766,000 | 1,553,000 | 2,347,000 | 3,079,000 |
| Net interest income | 1,369,000 | 2,764,000 | 4,323,000 | 5,861,000 |
| Noninterest income | 258,000 | 546,000 | 832,000 | 1,168,000 |
| Noninterest expense | 943,000 | 1,888,000 | 2,856,000 | 3,856,000 |
| Provision for loan losses | 132,000 | 261,000 | 482,000 | 1,006,000 |
| Pretax income | 552,000 | 1,161,000 | 1,817,000 | 2,169,000 |
| Income tax | 206,000 | 427,000 | 700,000 | 836,000 |
| Net income | 346,000 | 734,000 | 1,117,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,269,000 | 10,657,000 | 11,039,000 | 11,255,000 |
| Total capital | 11,463,000 | 11,900,000 | 12,334,000 | 12,578,000 |
| Risk-weighted assets | 111,743,000 | 115,414,000 | 118,040,000 | 121,715,000 |