Call reports 2001
SECURITY BANK OF HOUSTON COUNTY — 2001
What SECURITY BANK OF HOUSTON COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,038,000 | 113,893,000 | 115,012,000 | 133,657,000 |
| Total loans | 88,856,000 | 91,782,000 | 95,117,000 | 104,068,000 |
| Allowance for loan losses | 846,000 | 959,000 | 1,027,000 | 1,081,000 |
| Securities available for sale | 9,468,000 | 8,732,000 | 8,228,000 | 7,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 9,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,320,000 | 94,556,000 | 93,463,000 | 111,842,000 |
| Interest-bearing deposits | 76,497,000 | 77,680,000 | 77,491,000 | 83,826,000 |
| Noninterest-bearing deposits | 16,823,000 | 16,876,000 | 15,972,000 | 28,016,000 |
| Equity capital | 9,296,000 | 9,606,000 | 9,957,000 | 10,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,833,000 | 7,170,000 | 9,509,000 |
| Interest expense | 1,191,000 | 2,342,000 | 3,385,000 | 4,286,000 |
| Net interest income | 1,206,000 | 2,491,000 | 3,785,000 | 5,223,000 |
| Noninterest income | 245,000 | 501,000 | 758,000 | 1,103,000 |
| Noninterest expense | 786,000 | 1,599,000 | 2,454,000 | 3,489,000 |
| Provision for loan losses | 70,000 | 190,000 | 327,000 | 567,000 |
| Pretax income | 595,000 | 1,203,000 | 1,786,000 | 2,292,000 |
| Income tax | 215,000 | 434,000 | 627,000 | 821,000 |
| Net income | 380,000 | 769,000 | 1,159,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,223,000 | 9,532,000 | 9,841,000 | 10,059,000 |
| Total capital | 10,069,000 | 10,491,000 | 10,868,000 | 11,140,000 |
| Risk-weighted assets | 92,075,000 | 96,438,000 | 97,862,000 | 108,228,000 |