Call reports 2005
FIRST STATE BANK OF MATADOR — 2005
What FIRST STATE BANK OF MATADOR reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 13,116,000 | 12,522,000 |
| Total loans | 2,442,000 | 2,557,000 |
| Allowance for loan losses | 102,000 | 98,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 8,055,000 | 8,555,000 |
| Trading assets | 0 | 0 |
| Total deposits | 11,724,000 | 11,099,000 |
| Interest-bearing deposits | 3,282,000 | 3,001,000 |
| Noninterest-bearing deposits | 8,443,000 | 8,098,000 |
| Equity capital | 1,365,000 | 1,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 137,000 | 269,000 |
| Interest expense | 15,000 | 31,000 |
| Net interest income | 122,000 | 238,000 |
| Noninterest income | 36,000 | 53,000 |
| Noninterest expense | 84,000 | 166,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 75,000 | 126,000 |
| Income tax | 10,000 | 26,000 |
| Net income | 65,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 1,365,000 | 1,400,000 |
| Total capital | 1,427,000 | 1,461,000 |
| Risk-weighted assets | 4,892,000 | 4,852,000 |