Call reports 2003
FIRST STATE BANK OF MATADOR — 2003
What FIRST STATE BANK OF MATADOR reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,951,000 | 11,279,000 | 11,330,000 | 11,922,000 |
| Total loans | 2,689,000 | 2,638,000 | 2,686,000 | 2,380,000 |
| Allowance for loan losses | 102,000 | 101,000 | 102,000 | 102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,555,000 | 6,555,000 | 7,555,000 | 7,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,681,000 | 9,979,000 | 10,017,000 | 10,689,000 |
| Interest-bearing deposits | 3,821,000 | 3,748,000 | 2,789,000 | 3,345,000 |
| Noninterest-bearing deposits | 6,860,000 | 6,231,000 | 7,228,000 | 7,344,000 |
| Equity capital | 1,237,000 | 1,268,000 | 1,291,000 | 1,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 241,000 | 363,000 | 475,000 |
| Interest expense | 17,000 | 34,000 | 47,000 | 58,000 |
| Net interest income | 117,000 | 207,000 | 316,000 | 417,000 |
| Noninterest income | 16,000 | 36,000 | 54,000 | 78,000 |
| Noninterest expense | 90,000 | 176,000 | 272,000 | 369,000 |
| Provision for loan losses | 0 | 0 | 0 | -21,000 |
| Pretax income | 43,000 | 83,000 | 120,000 | 169,000 |
| Income tax | 6,000 | 15,000 | 29,000 | 49,000 |
| Net income | 37,000 | 68,000 | 91,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,237,000 | 1,268,000 | 1,291,000 | 1,200,000 |
| Total capital | 1,298,000 | 1,326,000 | 1,350,000 | 1,258,000 |
| Risk-weighted assets | 4,898,000 | 4,621,000 | 4,716,000 | 4,560,000 |