Call reports 2002
FIRST STATE BANK OF MATADOR — 2002
What FIRST STATE BANK OF MATADOR reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,907,000 | 11,413,000 | 10,958,000 | 12,278,000 |
| Total loans | 2,231,000 | 2,275,000 | 2,430,000 | 2,597,000 |
| Allowance for loan losses | 102,000 | 102,000 | 102,000 | 102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,555,000 | 7,555,000 | 5,755,000 | 7,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,647,000 | 10,132,000 | 9,651,000 | 11,034,000 |
| Interest-bearing deposits | 4,324,000 | 4,187,000 | 3,185,000 | 4,027,000 |
| Noninterest-bearing deposits | 6,323,000 | 5,945,000 | 6,466,000 | 7,007,000 |
| Equity capital | 1,221,000 | 1,242,000 | 1,276,000 | 1,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 236,000 | 362,000 | 483,000 |
| Interest expense | 28,000 | 53,000 | 72,000 | 91,000 |
| Net interest income | 94,000 | 183,000 | 290,000 | 392,000 |
| Noninterest income | 16,000 | 33,000 | 48,000 | 69,000 |
| Noninterest expense | 85,000 | 167,000 | 253,000 | 347,000 |
| Provision for loan losses | 0 | 0 | 0 | -21,000 |
| Pretax income | 25,000 | 49,000 | 95,000 | 148,000 |
| Income tax | 4,000 | 7,000 | 19,000 | 42,000 |
| Net income | 21,000 | 42,000 | 76,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,221,000 | 1,242,000 | 1,276,000 | 1,200,000 |
| Total capital | 1,277,000 | 1,298,000 | 1,332,000 | 1,260,000 |
| Risk-weighted assets | 4,457,000 | 4,422,000 | 4,478,000 | 4,835,000 |