Call reports 2001
FIRST STATE BANK OF MATADOR — 2001
What FIRST STATE BANK OF MATADOR reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,626,000 | 9,935,000 | 10,542,000 | 11,878,000 |
| Total loans | 2,375,000 | 2,489,000 | 2,621,000 | 2,480,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,300,000 | 6,555,000 | 6,555,000 | 6,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,410,000 | 8,681,000 | 9,281,000 | 10,613,000 |
| Interest-bearing deposits | 3,577,000 | 3,035,000 | 3,243,000 | 4,037,000 |
| Noninterest-bearing deposits | 5,833,000 | 5,646,000 | 6,038,000 | 6,576,000 |
| Equity capital | 1,155,000 | 1,189,000 | 1,208,000 | 1,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 337,000 | 473,000 | 607,000 |
| Interest expense | 49,000 | 92,000 | 128,000 | 161,000 |
| Net interest income | 124,000 | 245,000 | 345,000 | 446,000 |
| Noninterest income | 28,000 | 42,000 | 51,000 | 70,000 |
| Noninterest expense | 90,000 | 178,000 | 256,000 | 352,000 |
| Provision for loan losses | 0 | 0 | 0 | -21,000 |
| Pretax income | 62,000 | 109,000 | 140,000 | 208,000 |
| Income tax | 7,000 | 20,000 | 32,000 | 56,000 |
| Net income | 55,000 | 89,000 | 108,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,155,000 | 1,189,000 | 1,208,000 | 1,200,000 |
| Total capital | 1,209,000 | 1,242,000 | 1,262,000 | 1,258,000 |
| Risk-weighted assets | 4,255,000 | 4,151,000 | 4,260,000 | 4,604,000 |