Call reports 2025
NORTHWEST COMMUNITY BANK — 2025
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,176,059,000 | 1,163,333,000 | 1,179,267,000 | 1,204,298,000 |
| Total loans | 932,946,000 | 938,325,000 | 963,188,000 | 985,531,000 |
| Allowance for loan losses | 9,499,000 | 9,520,000 | 9,506,000 | 9,026,000 |
| Securities available for sale | 160,038,000 | 157,833,000 | 157,121,000 | 154,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,036,459,000 | 1,016,060,000 | 1,034,925,000 | 1,002,966,000 |
| Interest-bearing deposits | 840,615,000 | 807,742,000 | 837,945,000 | 813,761,000 |
| Noninterest-bearing deposits | 195,844,000 | 208,318,000 | 196,980,000 | 189,205,000 |
| Equity capital | 74,736,000 | 77,254,000 | 80,755,000 | 83,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,591,000 | 25,533,000 | 38,896,000 | 52,755,000 |
| Interest expense | 5,175,000 | 10,184,000 | 15,230,000 | 20,379,000 |
| Net interest income | 7,416,000 | 15,349,000 | 23,666,000 | 32,376,000 |
| Noninterest income | 870,000 | 2,126,000 | 3,130,000 | 4,481,000 |
| Noninterest expense | 7,464,000 | 14,852,000 | 22,491,000 | 30,444,000 |
| Provision for loan losses | 149,000 | 51,000 | 66,000 | -429,000 |
| Pretax income | 886,000 | 2,655,000 | 4,397,000 | 6,489,000 |
| Income tax | 171,000 | 482,000 | 833,000 | 1,207,000 |
| Net income | 715,000 | 2,173,000 | 3,564,000 | 5,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,117,000 | 103,575,000 | 104,966,000 | 106,684,000 |
| Total capital | 112,147,000 | 113,732,000 | 115,102,000 | 116,901,000 |
| Risk-weighted assets | 811,671,000 | 820,690,000 | 843,807,000 | 871,052,000 |