Call reports 2024
NORTHWEST COMMUNITY BANK — 2024
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,136,711,000 | 1,121,543,000 | 1,151,015,000 | 1,154,883,000 |
| Total loans | 872,372,000 | 889,083,000 | 895,548,000 | 921,556,000 |
| Allowance for loan losses | 9,542,000 | 9,840,000 | 9,752,000 | 9,347,000 |
| Securities available for sale | 168,478,000 | 165,782,000 | 169,967,000 | 159,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,413,000 | 985,789,000 | 1,008,941,000 | 1,017,926,000 |
| Interest-bearing deposits | 810,971,000 | 794,498,000 | 812,747,000 | 820,761,000 |
| Noninterest-bearing deposits | 190,442,000 | 191,291,000 | 196,194,000 | 197,165,000 |
| Equity capital | 68,686,000 | 69,133,000 | 75,933,000 | 70,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,195,000 | 22,985,000 | 34,971,000 | 47,321,000 |
| Interest expense | 4,866,000 | 10,213,000 | 15,813,000 | 21,144,000 |
| Net interest income | 6,329,000 | 12,772,000 | 19,158,000 | 26,177,000 |
| Noninterest income | 903,000 | 1,770,000 | 3,195,000 | 4,096,000 |
| Noninterest expense | 6,648,000 | 13,734,000 | 20,717,000 | 27,642,000 |
| Provision for loan losses | 52,000 | 359,000 | 271,000 | 149,000 |
| Pretax income | 580,000 | 650,000 | 1,428,000 | 2,385,000 |
| Income tax | 89,000 | 74,000 | 132,000 | 295,000 |
| Net income | 491,000 | 576,000 | 1,296,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,586,000 | 99,671,000 | 100,391,000 | 101,403,000 |
| Total capital | 109,157,000 | 109,377,000 | 110,153,000 | 111,429,000 |
| Risk-weighted assets | 765,185,000 | 776,077,000 | 780,490,000 | 802,244,000 |