Call reports 2023
NORTHWEST COMMUNITY BANK — 2023
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,149,990,000 | 1,088,172,000 | 1,074,449,000 | 1,097,028,000 |
| Total loans | 844,145,000 | 848,078,000 | 847,650,000 | 860,124,000 |
| Allowance for loan losses | 9,286,000 | 9,496,000 | 9,498,000 | 9,495,000 |
| Securities available for sale | 183,617,000 | 177,621,000 | 165,217,000 | 174,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 984,835,000 | 956,207,000 | 969,335,000 | 956,611,000 |
| Interest-bearing deposits | 779,661,000 | 764,253,000 | 779,306,000 | 760,851,000 |
| Noninterest-bearing deposits | 205,173,000 | 191,954,000 | 190,029,000 | 195,760,000 |
| Equity capital | 68,785,000 | 66,907,000 | 60,329,000 | 70,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,018,000 | 20,527,000 | 31,006,000 | 41,852,000 |
| Interest expense | 2,301,000 | 5,626,000 | 9,381,000 | 13,491,000 |
| Net interest income | 7,717,000 | 14,901,000 | 21,625,000 | 28,361,000 |
| Noninterest income | 1,039,000 | 1,544,000 | 2,438,000 | 3,303,000 |
| Noninterest expense | 7,003,000 | 13,738,000 | 20,919,000 | 27,843,000 |
| Provision for loan losses | 226,000 | 457,000 | 461,000 | 465,000 |
| Pretax income | 1,477,000 | 2,060,000 | 2,442,000 | 3,173,000 |
| Income tax | 315,000 | 567,000 | 485,000 | 589,000 |
| Net income | 1,162,000 | 1,493,000 | 1,957,000 | 2,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,673,000 | 98,005,000 | 98,468,000 | 99,095,000 |
| Total capital | 107,076,000 | 107,283,000 | 107,676,000 | 108,468,000 |
| Risk-weighted assets | 751,937,000 | 741,481,000 | 735,862,000 | 749,205,000 |