Call reports 2020
NORTHWEST COMMUNITY BANK — 2020
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 418,473,000 | 431,676,000 | 427,820,000 | 411,839,000 |
| Total loans | 312,097,000 | 329,236,000 | 324,111,000 | 309,023,000 |
| Allowance for loan losses | 3,150,000 | 3,297,000 | 3,693,000 | 3,855,000 |
| Securities available for sale | 68,513,000 | 66,880,000 | 61,391,000 | 61,241,000 |
| Securities held to maturity | 450,000 | 450,000 | 450,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,785,000 | 360,183,000 | 358,104,000 | 354,288,000 |
| Interest-bearing deposits | 279,408,000 | 283,555,000 | 280,174,000 | 278,467,000 |
| Noninterest-bearing deposits | 62,377,000 | 76,628,000 | 77,931,000 | 75,821,000 |
| Equity capital | 50,183,000 | 51,567,000 | 52,596,000 | 50,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,631,000 | 7,139,000 | 10,648,000 | 14,291,000 |
| Interest expense | 792,000 | 1,373,000 | 1,842,000 | 2,248,000 |
| Net interest income | 2,839,000 | 5,766,000 | 8,806,000 | 12,043,000 |
| Noninterest income | 371,000 | 675,000 | 1,048,000 | 1,912,000 |
| Noninterest expense | 2,511,000 | 5,157,000 | 7,652,000 | 10,619,000 |
| Provision for loan losses | 78,000 | 228,000 | 635,000 | 788,000 |
| Pretax income | -1,562,000 | 21,000 | 1,161,000 | 3,191,000 |
| Income tax | -447,000 | -32,000 | 262,000 | 747,000 |
| Net income | -1,115,000 | 53,000 | 899,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,691,000 | 48,859,000 | 49,720,000 | 47,917,000 |