Call reports 2019
NORTHWEST COMMUNITY BANK — 2019
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 407,588,000 | 418,503,000 | 416,187,000 | 417,934,000 |
| Total loans | 301,687,000 | 305,762,000 | 306,135,000 | 304,114,000 |
| Allowance for loan losses | 2,920,000 | 2,969,000 | 3,027,000 | 3,072,000 |
| Securities available for sale | 70,497,000 | 65,739,000 | 62,146,000 | 65,338,000 |
| Securities held to maturity | 1,100,000 | 600,000 | 600,000 | 450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,224,000 | 335,266,000 | 333,062,000 | 338,792,000 |
| Interest-bearing deposits | 255,991,000 | 277,563,000 | 276,400,000 | 277,584,000 |
| Noninterest-bearing deposits | 54,234,000 | 57,703,000 | 56,662,000 | 61,209,000 |
| Equity capital | 46,611,000 | 48,473,000 | 49,676,000 | 50,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,708,000 | 7,467,000 | 11,204,000 | 14,878,000 |
| Interest expense | 845,000 | 1,745,000 | 2,637,000 | 3,504,000 |
| Net interest income | 2,863,000 | 5,722,000 | 8,567,000 | 11,374,000 |
| Noninterest income | 332,000 | 676,000 | 1,075,000 | 1,412,000 |
| Noninterest expense | 2,321,000 | 4,685,000 | 6,921,000 | 9,451,000 |
| Provision for loan losses | 44,000 | 89,000 | 136,000 | 185,000 |
| Pretax income | 1,780,000 | 2,993,000 | 4,148,000 | 5,217,000 |
| Income tax | 470,000 | 781,000 | 1,078,000 | 1,340,000 |
| Net income | 1,310,000 | 2,212,000 | 3,070,000 | 3,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,783,000 | 47,357,000 | 48,234,000 | 49,042,000 |
| Total capital | 49,770,000 | 50,396,000 | 51,330,000 | 52,183,000 |
| Risk-weighted assets | 260,303,000 | 262,293,000 | 264,416,000 | 266,295,000 |