Call reports 2018
NORTHWEST COMMUNITY BANK — 2018
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 388,343,000 | 391,313,000 | 396,152,000 | 409,545,000 |
| Total loans | 283,783,000 | 285,336,000 | 289,786,000 | 295,834,000 |
| Allowance for loan losses | 2,635,000 | 2,713,000 | 2,788,000 | 2,858,000 |
| Securities available for sale | 78,119,000 | 78,475,000 | 77,990,000 | 80,452,000 |
| Securities held to maturity | 1,100,000 | 1,100,000 | 1,100,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,696,000 | 303,802,000 | 303,560,000 | 320,540,000 |
| Interest-bearing deposits | 240,221,000 | 244,450,000 | 245,509,000 | 262,517,000 |
| Noninterest-bearing deposits | 52,475,000 | 59,352,000 | 58,052,000 | 58,024,000 |
| Equity capital | 43,030,000 | 43,218,000 | 43,722,000 | 44,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,795,000 | 10,292,000 | 13,975,000 |
| Interest expense | 613,000 | 1,252,000 | 1,970,000 | 2,778,000 |
| Net interest income | 2,754,000 | 5,543,000 | 8,322,000 | 11,197,000 |
| Noninterest income | 351,000 | 663,000 | 1,017,000 | 1,384,000 |
| Noninterest expense | 2,242,000 | 4,507,000 | 6,829,000 | 9,048,000 |
| Provision for loan losses | 77,000 | 152,000 | 229,000 | 306,000 |
| Pretax income | 916,000 | 1,778,000 | 2,572,000 | 3,586,000 |
| Income tax | 237,000 | 461,000 | 656,000 | 884,000 |
| Net income | 679,000 | 1,317,000 | 1,916,000 | 2,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,536,000 | 44,173,000 | 44,772,000 | 45,546,000 |
| Total capital | 46,509,000 | 47,181,000 | 48,075,000 | 48,487,000 |
| Risk-weighted assets | 244,343,000 | 244,502,000 | 251,838,000 | 253,531,000 |