Call reports 2016
NORTHWEST COMMUNITY BANK — 2016
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 348,341,000 | 343,115,000 | 343,175,000 | 363,885,000 |
| Total loans | 242,224,000 | 249,253,000 | 247,341,000 | 257,402,000 |
| Allowance for loan losses | 2,227,000 | 2,303,000 | 2,302,000 | 2,298,000 |
| Securities available for sale | 67,126,000 | 63,475,000 | 63,095,000 | 76,434,000 |
| Securities held to maturity | 2,845,000 | 2,150,000 | 1,650,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,736,000 | 258,803,000 | 259,056,000 | 270,746,000 |
| Interest-bearing deposits | 212,029,000 | 209,550,000 | 209,416,000 | 217,337,000 |
| Noninterest-bearing deposits | 48,708,000 | 49,253,000 | 49,641,000 | 53,409,000 |
| Equity capital | 41,466,000 | 42,302,000 | 42,253,000 | 41,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,847,000 | 8,703,000 | 11,614,000 |
| Interest expense | 471,000 | 942,000 | 1,421,000 | 1,910,000 |
| Net interest income | 2,468,000 | 4,905,000 | 7,282,000 | 9,704,000 |
| Noninterest income | 332,000 | 899,000 | 1,267,000 | 1,597,000 |
| Noninterest expense | 2,203,000 | 4,397,000 | 6,710,000 | 8,589,000 |
| Provision for loan losses | 77,000 | 153,000 | 153,000 | 302,000 |
| Pretax income | 621,000 | 1,434,000 | 1,873,000 | 2,597,000 |
| Income tax | 210,000 | 500,000 | 642,000 | 894,000 |
| Net income | 411,000 | 934,000 | 1,231,000 | 1,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,498,000 | 41,024,000 | 41,015,000 | 41,483,000 |
| Total capital | 42,823,000 | 43,448,000 | 43,453,000 | 43,955,000 |
| Risk-weighted assets | 216,162,000 | 214,580,000 | 214,711,000 | 217,603,000 |