Call reports 2015
NORTHWEST COMMUNITY BANK — 2015
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 324,245,000 | 337,686,000 | 343,053,000 | 343,369,000 |
| Total loans | 221,938,000 | 229,874,000 | 234,615,000 | 241,057,000 |
| Allowance for loan losses | 1,985,000 | 1,992,000 | 2,010,000 | 2,150,000 |
| Securities available for sale | 65,518,000 | 68,787,000 | 68,010,000 | 69,035,000 |
| Securities held to maturity | 7,236,000 | 6,214,000 | 5,042,000 | 3,806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,080,000 | 254,099,000 | 253,264,000 | 258,654,000 |
| Interest-bearing deposits | 199,104,000 | 204,352,000 | 199,258,000 | 204,589,000 |
| Noninterest-bearing deposits | 46,975,000 | 49,747,000 | 54,006,000 | 54,065,000 |
| Equity capital | 40,111,000 | 39,708,000 | 40,488,000 | 40,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,443,000 | 8,341,000 | 11,249,000 |
| Interest expense | 470,000 | 945,000 | 1,413,000 | 1,881,000 |
| Net interest income | 2,224,000 | 4,498,000 | 6,928,000 | 9,368,000 |
| Noninterest income | 317,000 | 639,000 | 1,003,000 | 1,361,000 |
| Noninterest expense | 2,239,000 | 4,522,000 | 6,894,000 | 9,177,000 |
| Provision for loan losses | 31,000 | 62,000 | 114,000 | 273,000 |
| Pretax income | 476,000 | 760,000 | 1,225,000 | 1,583,000 |
| Income tax | 138,000 | 208,000 | 353,000 | 451,000 |
| Net income | 338,000 | 552,000 | 872,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,175,000 | 39,506,000 | 39,715,000 | 39,969,000 |
| Total capital | 41,211,000 | 41,552,000 | 41,779,000 | 42,172,000 |
| Risk-weighted assets | 204,388,000 | 198,614,000 | 207,207,000 | 205,824,000 |