Call reports 2014
NORTHWEST COMMUNITY BANK — 2014
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 332,338,000 | 328,610,000 | 325,889,000 | 322,427,000 |
| Total loans | 203,967,000 | 207,534,000 | 214,282,000 | 213,537,000 |
| Allowance for loan losses | 2,023,000 | 1,996,000 | 2,006,000 | 1,954,000 |
| Securities available for sale | 75,044,000 | 77,446,000 | 71,090,000 | 67,580,000 |
| Securities held to maturity | 8,426,000 | 8,424,000 | 7,845,000 | 7,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,759,000 | 241,133,000 | 239,313,000 | 245,494,000 |
| Interest-bearing deposits | 196,423,000 | 195,243,000 | 192,885,000 | 197,154,000 |
| Noninterest-bearing deposits | 43,336,000 | 45,889,000 | 46,427,000 | 48,339,000 |
| Equity capital | 37,655,000 | 38,801,000 | 38,946,000 | 39,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 5,501,000 | 8,270,000 | 11,021,000 |
| Interest expense | 517,000 | 1,054,000 | 1,579,000 | 2,077,000 |
| Net interest income | 2,218,000 | 4,447,000 | 6,691,000 | 8,944,000 |
| Noninterest income | 309,000 | 780,000 | 1,134,000 | 1,459,000 |
| Noninterest expense | 2,327,000 | 4,667,000 | 7,026,000 | 9,180,000 |
| Provision for loan losses | 14,000 | 29,000 | 46,000 | 511,000 |
| Pretax income | 187,000 | 592,000 | 1,208,000 | 1,282,000 |
| Income tax | 27,000 | 119,000 | 309,000 | 279,000 |
| Net income | 160,000 | 473,000 | 899,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,541,000 | 36,265,000 | 36,552,000 | 37,181,000 |
| Total capital | 37,619,000 | 38,317,000 | 38,614,000 | 39,185,000 |
| Risk-weighted assets | 178,023,000 | 181,048,000 | 183,175,000 | 182,340,000 |