Call reports 2013
NORTHWEST COMMUNITY BANK — 2013
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 323,109,000 | 320,955,000 | 323,882,000 | 322,572,000 |
| Total loans | 182,440,000 | 188,719,000 | 195,099,000 | 200,023,000 |
| Allowance for loan losses | 2,036,000 | 2,048,000 | 2,009,000 | 2,006,000 |
| Securities available for sale | 96,668,000 | 86,860,000 | 81,631,000 | 78,492,000 |
| Securities held to maturity | 9,802,000 | 9,519,000 | 9,474,000 | 8,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,181,000 | 227,174,000 | 223,221,000 | 229,730,000 |
| Interest-bearing deposits | 184,604,000 | 182,923,000 | 180,619,000 | 182,485,000 |
| Noninterest-bearing deposits | 41,576,000 | 44,251,000 | 42,603,000 | 47,245,000 |
| Equity capital | 38,504,000 | 36,786,000 | 36,989,000 | 36,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,679,000 | 5,335,000 | 8,021,000 | 10,759,000 |
| Interest expense | 592,000 | 1,191,000 | 1,748,000 | 2,260,000 |
| Net interest income | 2,087,000 | 4,144,000 | 6,273,000 | 8,499,000 |
| Noninterest income | 356,000 | 709,000 | 994,000 | 1,309,000 |
| Noninterest expense | 2,304,000 | 4,587,000 | 6,877,000 | 9,079,000 |
| Provision for loan losses | 16,000 | 32,000 | 48,000 | 47,000 |
| Pretax income | 676,000 | 896,000 | 1,350,000 | 1,785,000 |
| Income tax | 204,000 | 227,000 | 343,000 | 453,000 |
| Net income | 472,000 | 669,000 | 1,007,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,657,000 | 34,632,000 | 34,879,000 | 34,830,000 |
| Total capital | 37,770,000 | 36,752,000 | 36,945,000 | 36,892,000 |
| Risk-weighted assets | 172,384,000 | 174,257,000 | 177,058,000 | 178,848,000 |