Call reports 2012
NORTHWEST COMMUNITY BANK — 2012
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 325,373,000 | 326,154,000 | 324,455,000 | 323,124,000 |
| Total loans | 177,801,000 | 178,752,000 | 180,295,000 | 178,743,000 |
| Allowance for loan losses | 2,484,000 | 2,491,000 | 2,012,000 | 2,028,000 |
| Securities available for sale | 93,407,000 | 91,020,000 | 90,044,000 | 91,006,000 |
| Securities held to maturity | 11,739,000 | 11,558,000 | 11,373,000 | 10,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,004,000 | 233,835,000 | 226,809,000 | 232,479,000 |
| Interest-bearing deposits | 189,304,000 | 191,316,000 | 186,866,000 | 188,336,000 |
| Noninterest-bearing deposits | 40,700,000 | 42,520,000 | 39,944,000 | 44,142,000 |
| Equity capital | 37,724,000 | 38,235,000 | 38,747,000 | 38,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 5,875,000 | 8,679,000 | 11,425,000 |
| Interest expense | 767,000 | 1,501,000 | 2,223,000 | 2,914,000 |
| Net interest income | 2,200,000 | 4,374,000 | 6,456,000 | 8,511,000 |
| Noninterest income | 343,000 | 708,000 | 1,090,000 | 1,424,000 |
| Noninterest expense | 2,247,000 | 4,495,000 | 6,706,000 | 8,986,000 |
| Provision for loan losses | 38,000 | 78,000 | 118,000 | 152,000 |
| Pretax income | 443,000 | 873,000 | 1,090,000 | 1,171,000 |
| Income tax | 109,000 | 210,000 | 213,000 | 184,000 |
| Net income | 334,000 | 663,000 | 877,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,373,000 | 34,819,000 | 35,224,000 | 35,133,000 |
| Total capital | 36,485,000 | 36,934,000 | 37,329,000 | 37,234,000 |
| Risk-weighted assets | 168,501,000 | 168,729,000 | 170,238,000 | 168,817,000 |