Call reports 2011
NORTHWEST COMMUNITY BANK — 2011
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 314,438,000 | 313,785,000 | 325,920,000 | 318,927,000 |
| Total loans | 172,810,000 | 179,727,000 | 176,753,000 | 176,525,000 |
| Allowance for loan losses | 1,950,000 | 1,968,000 | 2,431,000 | 2,456,000 |
| Securities available for sale | 81,985,000 | 83,256,000 | 82,068,000 | 91,252,000 |
| Securities held to maturity | 14,041,000 | 12,907,000 | 12,153,000 | 11,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,938,000 | 221,445,000 | 225,640,000 | 225,903,000 |
| Interest-bearing deposits | 188,304,000 | 186,515,000 | 186,954,000 | 189,194,000 |
| Noninterest-bearing deposits | 33,634,000 | 34,930,000 | 38,686,000 | 36,709,000 |
| Equity capital | 35,654,000 | 36,462,000 | 37,131,000 | 37,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,084,000 | 6,212,000 | 9,283,000 | 12,296,000 |
| Interest expense | 857,000 | 1,715,000 | 2,561,000 | 3,387,000 |
| Net interest income | 2,227,000 | 4,497,000 | 6,722,000 | 8,909,000 |
| Noninterest income | 474,000 | 840,000 | 1,686,000 | 2,065,000 |
| Noninterest expense | 2,281,000 | 4,495,000 | 6,749,000 | 8,941,000 |
| Provision for loan losses | 23,000 | 49,000 | 510,000 | 538,000 |
| Pretax income | 400,000 | 796,000 | 1,165,000 | 1,511,000 |
| Income tax | 81,000 | 164,000 | 239,000 | 295,000 |
| Net income | 319,000 | 632,000 | 926,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,553,000 | 33,183,000 | 33,721,000 | 34,003,000 |
| Total capital | 34,570,000 | 35,224,000 | 35,779,000 | 36,099,000 |
| Risk-weighted assets | 161,350,000 | 166,089,000 | 164,150,000 | 166,961,000 |