Call reports 2010
NORTHWEST COMMUNITY BANK — 2010
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 294,607,000 | 300,221,000 | 303,376,000 | 303,875,000 |
| Total loans | 178,279,000 | 179,058,000 | 175,061,000 | 172,675,000 |
| Allowance for loan losses | 1,847,000 | 1,873,000 | 1,909,000 | 1,927,000 |
| Securities available for sale | 60,731,000 | 61,163,000 | 60,023,000 | 80,225,000 |
| Securities held to maturity | 19,612,000 | 18,224,000 | 15,976,000 | 15,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,224,000 | 215,231,000 | 217,798,000 | 216,717,000 |
| Interest-bearing deposits | 180,494,000 | 184,661,000 | 186,600,000 | 184,796,000 |
| Noninterest-bearing deposits | 28,730,000 | 30,569,000 | 31,198,000 | 31,921,000 |
| Equity capital | 34,937,000 | 35,581,000 | 35,763,000 | 35,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,657,000 | 9,863,000 | 12,957,000 |
| Interest expense | 1,002,000 | 1,974,000 | 2,919,000 | 3,833,000 |
| Net interest income | 2,303,000 | 4,683,000 | 6,944,000 | 9,124,000 |
| Noninterest income | 387,000 | 795,000 | 1,208,000 | 1,586,000 |
| Noninterest expense | 2,257,000 | 4,540,000 | 6,774,000 | 9,066,000 |
| Provision for loan losses | 39,000 | 78,000 | 116,000 | 155,000 |
| Pretax income | 395,000 | 861,000 | 1,283,000 | 1,485,000 |
| Income tax | 60,000 | 155,000 | 245,000 | 247,000 |
| Net income | 335,000 | 706,000 | 1,038,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,900,000 | 32,431,000 | 32,675,000 | 32,565,000 |
| Total capital | 33,828,000 | 34,380,000 | 34,661,000 | 34,566,000 |
| Risk-weighted assets | 168,251,000 | 166,440,000 | 161,088,000 | 162,535,000 |