Call reports 2009
NORTHWEST COMMUNITY BANK — 2009
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 291,261,000 | 292,802,000 | 290,836,000 | 290,828,000 |
| Total loans | 174,940,000 | 178,075,000 | 179,078,000 | 176,140,000 |
| Allowance for loan losses | 1,639,000 | 1,675,000 | 1,710,000 | 1,826,000 |
| Securities available for sale | 62,099,000 | 55,806,000 | 57,500,000 | 61,638,000 |
| Securities held to maturity | 20,015,000 | 23,499,000 | 22,314,000 | 20,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,712,000 | 201,876,000 | 198,087,000 | 203,455,000 |
| Interest-bearing deposits | 169,181,000 | 173,675,000 | 168,056,000 | 173,437,000 |
| Noninterest-bearing deposits | 26,531,000 | 28,200,000 | 30,031,000 | 30,018,000 |
| Equity capital | 32,727,000 | 33,374,000 | 34,327,000 | 34,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,582,000 | 7,116,000 | 10,601,000 | 14,005,000 |
| Interest expense | 1,266,000 | 2,511,000 | 3,699,000 | 4,834,000 |
| Net interest income | 2,316,000 | 4,605,000 | 6,902,000 | 9,171,000 |
| Noninterest income | 378,000 | 779,000 | 1,318,000 | 1,741,000 |
| Noninterest expense | 2,234,000 | 4,557,000 | 6,895,000 | 9,177,000 |
| Provision for loan losses | 37,000 | 77,000 | 120,000 | 257,000 |
| Pretax income | 399,000 | 724,000 | 1,143,000 | 1,383,000 |
| Income tax | 73,000 | 117,000 | 197,000 | 221,000 |
| Net income | 326,000 | 607,000 | 946,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,942,000 | 33,505,000 | 33,929,000 | 31,238,000 |
| Total capital | 34,666,000 | 35,265,000 | 35,722,000 | 33,145,000 |
| Risk-weighted assets | 166,848,000 | 168,807,000 | 169,760,000 | 165,435,000 |