Call reports 2008
NORTHWEST COMMUNITY BANK — 2008
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 292,664,000 | 296,198,000 | 282,111,000 | 286,672,000 |
| Total loans | 166,465,000 | 170,948,000 | 171,688,000 | 173,991,000 |
| Allowance for loan losses | 1,647,000 | 1,647,000 | 1,641,000 | 1,603,000 |
| Securities available for sale | 83,298,000 | 76,061,000 | 67,698,000 | 66,172,000 |
| Securities held to maturity | 14,593,000 | 15,499,000 | 16,441,000 | 20,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,437,000 | 204,178,000 | 190,606,000 | 190,291,000 |
| Interest-bearing deposits | 166,433,000 | 173,371,000 | 161,552,000 | 163,289,000 |
| Noninterest-bearing deposits | 28,004,000 | 30,807,000 | 29,054,000 | 27,002,000 |
| Equity capital | 33,142,000 | 32,553,000 | 30,707,000 | 32,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,746,000 | 7,501,000 | 11,197,000 | 14,881,000 |
| Interest expense | 1,642,000 | 3,171,000 | 4,599,000 | 5,956,000 |
| Net interest income | 2,104,000 | 4,330,000 | 6,598,000 | 8,925,000 |
| Noninterest income | 383,000 | 783,000 | 1,200,000 | 1,625,000 |
| Noninterest expense | 2,106,000 | 4,292,000 | 6,383,000 | 8,603,000 |
| Provision for loan losses | 53,000 | 55,000 | 55,000 | 58,000 |
| Pretax income | 328,000 | 738,000 | -773,000 | -1,173,000 |
| Income tax | 26,000 | 86,000 | 120,000 | -862,000 |
| Net income | 302,000 | 652,000 | -893,000 | -311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,617,000 | 32,769,000 | 31,785,000 | 32,863,000 |
| Total capital | 34,344,000 | 34,496,000 | 33,510,000 | 34,551,000 |
| Risk-weighted assets | 178,048,000 | 178,836,000 | 176,824,000 | 167,148,000 |