Call reports 2007
NORTHWEST COMMUNITY BANK — 2007
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 300,437,000 | 298,109,000 | 285,589,000 | 284,112,000 |
| Total loans | 160,222,000 | 162,449,000 | 162,406,000 | 161,864,000 |
| Allowance for loan losses | 2,138,000 | 2,122,000 | 1,624,000 | 1,597,000 |
| Securities available for sale | 97,463,000 | 91,980,000 | 80,451,000 | 81,234,000 |
| Securities held to maturity | 14,797,000 | 14,724,000 | 14,662,000 | 14,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,501,000 | 208,771,000 | 194,829,000 | 193,052,000 |
| Interest-bearing deposits | 172,136,000 | 178,329,000 | 165,714,000 | 162,338,000 |
| Noninterest-bearing deposits | 29,364,000 | 30,442,000 | 29,115,000 | 30,714,000 |
| Equity capital | 30,924,000 | 31,048,000 | 32,213,000 | 32,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,773,000 | 7,649,000 | 11,483,000 | 15,282,000 |
| Interest expense | 1,794,000 | 3,590,000 | 5,352,000 | 7,033,000 |
| Net interest income | 1,979,000 | 4,059,000 | 6,131,000 | 8,249,000 |
| Noninterest income | 362,000 | 783,000 | 1,158,000 | 1,545,000 |
| Noninterest expense | 2,055,000 | 4,244,000 | 6,285,000 | 8,321,000 |
| Provision for loan losses | 0 | -106,000 | -598,000 | -602,000 |
| Pretax income | 286,000 | 709,000 | 1,601,000 | 2,074,000 |
| Income tax | 2,000 | 62,000 | 323,000 | 433,000 |
| Net income | 284,000 | 647,000 | 1,278,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,811,000 | 32,100,000 | 32,686,000 | 32,789,000 |
| Total capital | 34,010,000 | 34,260,000 | 34,477,000 | 34,518,000 |
| Risk-weighted assets | 190,038,000 | 181,045,000 | 170,962,000 | 172,797,000 |