Call reports 2006
NORTHWEST COMMUNITY BANK — 2006
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 293,218,000 | 297,897,000 | 300,858,000 | 298,172,000 |
| Total loans | 155,928,000 | 160,859,000 | 160,341,000 | 159,241,000 |
| Allowance for loan losses | 2,316,000 | 2,319,000 | 2,298,000 | 2,137,000 |
| Securities available for sale | 97,572,000 | 94,624,000 | 96,238,000 | 97,082,000 |
| Securities held to maturity | 9,838,000 | 11,944,000 | 12,636,000 | 14,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,680,000 | 211,185,000 | 212,316,000 | 208,527,000 |
| Interest-bearing deposits | 182,588,000 | 182,215,000 | 181,232,000 | 178,453,000 |
| Noninterest-bearing deposits | 29,092,000 | 28,970,000 | 31,084,000 | 30,074,000 |
| Equity capital | 28,967,000 | 29,056,000 | 30,115,000 | 30,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,049,000 | 10,798,000 | 14,536,000 |
| Interest expense | 1,397,000 | 2,877,000 | 4,527,000 | 6,223,000 |
| Net interest income | 2,099,000 | 4,172,000 | 6,271,000 | 8,313,000 |
| Noninterest income | 374,000 | 762,000 | 1,121,000 | 1,516,000 |
| Noninterest expense | 2,101,000 | 4,191,000 | 6,299,000 | 8,357,000 |
| Provision for loan losses | 0 | 0 | -5,000 | -162,000 |
| Pretax income | 372,000 | 743,000 | 1,098,000 | 1,634,000 |
| Income tax | 81,000 | 146,000 | 194,000 | 296,000 |
| Net income | 291,000 | 597,000 | 904,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,391,000 | 30,688,000 | 31,002,000 | 31,484,000 |
| Total capital | 32,511,000 | 32,857,000 | 33,099,000 | 33,591,000 |
| Risk-weighted assets | 169,260,000 | 173,894,000 | 174,726,000 | 176,081,000 |