Call reports 2005
NORTHWEST COMMUNITY BANK — 2005
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 275,557,000 | 284,768,000 | 281,356,000 | 288,684,000 |
| Total loans | 154,113,000 | 152,792,000 | 153,453,000 | 156,268,000 |
| Allowance for loan losses | 2,491,000 | 2,421,000 | 2,481,000 | 2,328,000 |
| Securities available for sale | 93,328,000 | 96,169,000 | 94,085,000 | 101,187,000 |
| Securities held to maturity | 1,187,000 | 5,288,000 | 6,634,000 | 6,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,318,000 | 206,898,000 | 203,051,000 | 205,576,000 |
| Interest-bearing deposits | 169,887,000 | 177,093,000 | 172,655,000 | 174,984,000 |
| Noninterest-bearing deposits | 30,431,000 | 29,805,000 | 30,396,000 | 30,592,000 |
| Equity capital | 28,144,000 | 28,864,000 | 28,855,000 | 29,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,339,000 | 9,580,000 | 12,978,000 |
| Interest expense | 1,038,000 | 2,116,000 | 3,253,000 | 4,496,000 |
| Net interest income | 2,087,000 | 4,223,000 | 6,327,000 | 8,482,000 |
| Noninterest income | 317,000 | 680,000 | 1,064,000 | 1,441,000 |
| Noninterest expense | 2,022,000 | 4,121,000 | 6,133,000 | 8,375,000 |
| Provision for loan losses | 2,000 | 4,000 | 4,000 | -149,000 |
| Pretax income | 380,000 | 778,000 | 1,257,000 | 1,725,000 |
| Income tax | 109,000 | 224,000 | 311,000 | 400,000 |
| Net income | 271,000 | 554,000 | 946,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,942,000 | 29,323,000 | 29,725,000 | 30,102,000 |
| Total capital | 30,960,000 | 31,435,000 | 31,816,000 | 32,237,000 |
| Risk-weighted assets | 160,900,000 | 168,492,000 | 166,760,000 | 170,464,000 |