Call reports 2004
NORTHWEST COMMUNITY BANK — 2004
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 271,382,000 | 275,248,000 | 269,708,000 | 277,744,000 |
| Total loans | 157,457,000 | 158,779,000 | 156,438,000 | 155,210,000 |
| Allowance for loan losses | 2,768,000 | 2,787,000 | 2,761,000 | 2,491,000 |
| Securities available for sale | 90,121,000 | 89,773,000 | 87,458,000 | 99,532,000 |
| Securities held to maturity | 2,981,000 | 2,225,000 | 1,525,000 | 1,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,876,000 | 201,557,000 | 203,693,000 | 203,776,000 |
| Interest-bearing deposits | 169,386,000 | 173,204,000 | 173,703,000 | 175,445,000 |
| Noninterest-bearing deposits | 26,490,000 | 28,353,000 | 29,990,000 | 28,331,000 |
| Equity capital | 28,554,000 | 27,547,000 | 28,379,000 | 28,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,385,000 | 9,468,000 | 12,551,000 |
| Interest expense | 1,016,000 | 2,030,000 | 3,040,000 | 4,052,000 |
| Net interest income | 2,151,000 | 4,355,000 | 6,428,000 | 8,499,000 |
| Noninterest income | 282,000 | 565,000 | 899,000 | 1,203,000 |
| Noninterest expense | 1,965,000 | 3,975,000 | 5,980,000 | 8,066,000 |
| Provision for loan losses | 0 | 0 | -60,000 | -220,000 |
| Pretax income | 484,000 | 993,000 | 1,461,000 | 1,910,000 |
| Income tax | 163,000 | 335,000 | 479,000 | 629,000 |
| Net income | 321,000 | 658,000 | 982,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,855,000 | 28,148,000 | 28,462,000 | 28,751,000 |
| Total capital | 29,882,000 | 30,190,000 | 30,475,000 | 30,778,000 |
| Risk-weighted assets | 161,426,000 | 162,613,000 | 160,318,000 | 161,548,000 |