Call reports 2003
NORTHWEST COMMUNITY BANK — 2003
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 255,706,000 | 261,857,000 | 256,904,000 | 271,115,000 |
| Total loans | 151,776,000 | 155,126,000 | 158,554,000 | 157,873,000 |
| Allowance for loan losses | 2,746,000 | 2,748,000 | 2,757,000 | 2,761,000 |
| Securities available for sale | 73,602,000 | 74,664,000 | 74,795,000 | 89,597,000 |
| Securities held to maturity | 10,181,000 | 6,841,000 | 5,064,000 | 4,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,601,000 | 204,811,000 | 198,984,000 | 198,339,000 |
| Interest-bearing deposits | 170,050,000 | 176,564,000 | 172,074,000 | 171,055,000 |
| Noninterest-bearing deposits | 26,551,000 | 28,247,000 | 26,910,000 | 27,284,000 |
| Equity capital | 27,031,000 | 27,466,000 | 27,484,000 | 28,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 6,672,000 | 9,764,000 | 12,947,000 |
| Interest expense | 1,211,000 | 2,352,000 | 3,402,000 | 4,436,000 |
| Net interest income | 2,183,000 | 4,320,000 | 6,362,000 | 8,511,000 |
| Noninterest income | 325,000 | 655,000 | 936,000 | 1,212,000 |
| Noninterest expense | 1,909,000 | 3,914,000 | 5,756,000 | 7,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 599,000 | 1,108,000 | 1,602,000 | 2,236,000 |
| Income tax | 207,000 | 361,000 | 518,000 | 735,000 |
| Net income | 392,000 | 747,000 | 1,084,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,996,000 | 26,402,000 | 26,661,000 | 27,530,000 |
| Total capital | 27,932,000 | 28,407,000 | 28,637,000 | 29,577,000 |
| Risk-weighted assets | 154,054,000 | 159,637,000 | 157,302,000 | 163,034,000 |