Call reports 2002
NORTHWEST COMMUNITY BANK — 2002
What NORTHWEST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 245,017,000 | 253,160,000 | 253,191,000 | 256,706,000 |
| Total loans | 158,279,000 | 154,362,000 | 150,923,000 | 155,788,000 |
| Allowance for loan losses | 2,809,000 | 2,800,000 | 2,813,000 | 2,741,000 |
| Securities available for sale | 40,425,000 | 61,520,000 | 60,287,000 | 66,359,000 |
| Securities held to maturity | 22,099,000 | 18,143,000 | 17,594,000 | 13,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,525,000 | 195,120,000 | 194,625,000 | 197,704,000 |
| Interest-bearing deposits | 165,827,000 | 169,345,000 | 168,326,000 | 171,206,000 |
| Noninterest-bearing deposits | 22,698,000 | 25,775,000 | 26,299,000 | 26,498,000 |
| Equity capital | 24,913,000 | 25,666,000 | 26,464,000 | 26,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,688,000 | 7,348,000 | 10,987,000 | 14,507,000 |
| Interest expense | 1,497,000 | 2,955,000 | 4,355,000 | 5,693,000 |
| Net interest income | 2,191,000 | 4,393,000 | 6,632,000 | 8,814,000 |
| Noninterest income | 471,000 | 736,000 | 1,033,000 | 1,385,000 |
| Noninterest expense | 1,868,000 | 3,765,000 | 5,600,000 | 7,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 818,000 | 1,400,000 | 2,123,000 | 2,606,000 |
| Income tax | 279,000 | 455,000 | 711,000 | 874,000 |
| Net income | 539,000 | 945,000 | 1,412,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,826,000 | 25,193,000 | 25,587,000 | 26,081,000 |
| Total capital | 26,726,000 | 27,151,000 | 27,510,000 | 28,040,000 |
| Risk-weighted assets | 151,053,000 | 155,932,000 | 152,933,000 | 155,959,000 |